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Personal Tax Year End Planning 2021/22

4th March 2022

Personal Tax Year End Planning – Take action before 5 April 2022

 There are a wide range of allowances and reliefs that can be used before the 2021/2022 tax year comes to an end, covering topics such as:

Income Tax

Investment Reliefs

Capital Gains Tax


Inheritance Tax

Protect your £12,570 tax free personal allowance and child benefits.

Utilise the 0% dividend tax band

Make the most of charitable donations.

Arrange residential rental properties in the most tax efficient manner possible

Utilise savings allowances and maximise tax free investments

Capital Gains Tax: Make the most of the allowance and spousal exemptions

Maximise pension savings

Consider and review your Inheritance Tax exposure


Please do contact us if you would like to consider any of the points below in further detail. 

  1. Income Tax
  1. Investments
  1. Capital Gains Tax
  1. Pensions
  1. Inheritance Tax (“IHT”)


Detailed advice should be sought before some of the suggestions below are implemented.  Please note that several of the suggestions above relate to investments or pensions and so please ensure to seek advice from an Independent Financial Adviser before committing to any investment or pension decisions.

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